Michelle Rupard
Michelle RupardSr. Personal Lines Underwriter

Contact Michelle at 800-342-5572 or email at
michelle@jsausa.com

Comprehensive Personal Liability

Comprehensive Personal Liability

JSA offers Comprehensive and Excess Comprehensive Personal Liability Policies. Coverage is available for individuals, trusts, and estates, LLCs, and partnerships. Our range of products can offer your insureds the protection they need in today’s market.

Admitted

  • Direct Bill in NC and SC
  • Limits up to $1 mil for all risks; Personal injury included up to liability limit
  • $5,000 medical payments included on all risks
  • No deductibles
  • Dog liability included for most breeds
  • Host liquor liability included
  • Multiple additional insureds for no extra premium
  • Owners of 1-4 family dwellings and condos, owner-occupied or rented
  • Secondary dwellings
  • Vacant land up to 250 acres
  • Risks with up to one liability loss under $10,000
  • Risks with up to 15 locations

Non-Admitted

  • Primary and Excess available for CPL or Owner, Landlord, & Tenant
  • Limits $100K to $5 mil for CPL and Excess CPL
  • No deductibles
  • Available for Individuals, trusts, estates, and LLCs
  • Animal Liability available
  • Vacant Land
  • Course of Construction